Online Banking Service Agreement and Disclosure
Additional Provisions Applicable Only to Users Accessing Business Accounts

A. Business Accounts
“Business Accounts” mean sole proprietorships, partnerships, limited liability companies, corporations and other forms of business organization that are not “consumer” accounts and are not maintained primarily for personal, family or household purposes.

B. Limitation of Liability for Business Accounts
For Business Accounts using a Service, we are not responsible for any loss, injury or damage, whether direct, indirect, special, consequential, exemplary, economic or otherwise, caused by the Service or the use of the Service except as otherwise expressly provided for in this Agreement or by applicable law. By using a Service to access your Business Accounts, you are responsible for any unauthorized use of the Service and any loss or damages incurred due to the unauthorized access to your Business Accounts.

C. Transaction Activity Limits for Business Accounts
You may use a Service to access your Business Accounts provided the accounts do not exceed the following transaction activity limits:

• Greater than 200 debit items per monthly statement cycle.
• Greater than 100 deposited items per monthly statement cycle.

If your transaction activity in any Business Account accessed through a Service exceeds these limits, we reserve the right to remove all your Business Accounts from the Service without prior notification to you. If your business account transaction activity should exceed these limits please contact a Client Services Specialist at 1-800-773-7100 for other online business banking options available to you.

D. Change in Business Account Ownership Notification
If any person authorized access through the Service to conduct transactions on any Business Account is no longer authorized, it is your responsibility to notify us. We shall not be liable or responsible to you for any transactions conducted on a Business Account by any person whose authority to conduct transactions is no longer in effect until we are expressly notified.